IBondLab

I Bond Calculator 2024

Value of a 2024 Series I savings bond purchase.

Your I-bond numbers never leave your browser — all math runs locally.
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Try: Purchase year=2024, Purchase amount=1000, Valuation year=2026, Valuation month=8 → 4.26%, 31, $1,115, $115, $12, $1,103

How to use

2024 I-bonds had a 1.30% fixed rate and lower inflation, a composite near 4.3% — still well above most savings accounts.

FAQ

Is 2024 a good year to buy?

The higher fixed rate locks in for the bond’s life, which matters more than the inflation part.

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