IBondLab

I Bond Gift Calculator

Value of a gifted I-bond over time.

Your I-bond numbers never leave your browser — all math runs locally.
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Try: Purchase year=2023, Gift amount=10000, Valuation year=2026, Valuation month=8 → 6.88%, 43, $12,743, $2,743, $219, $12,524

How to use

Gifted I-bonds use the same math; the annual gift limit is $10,000 per recipient. Enter the amount to project its value.

FAQ

How are gift I-bonds delivered?

Through TreasuryDirect as a gift box the recipient transfers into their own account.

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