IBondLab

I Bond Value Calculator

Current value of a Series I savings bond.

Your I-bond numbers never leave your browser — all math runs locally.
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Try: Purchase year=2023, Purchase amount=1000, Valuation year=2026, Valuation month=8 → 6.88%, 43, $1,274, $274, $22, $1,252

How to use

Value grows with the composite rate. Enter your bond’s purchase year and amount to see today’s value.

FAQ

Does value ever drop?

Only if you redeem early and lose the 3-month penalty; the balance itself never falls.

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