IBondLab

I Bond Ladder Calculator

Build a yearly I-bond ladder and see its value.

Your I-bond numbers never leave your browser — all math runs locally.
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Try: Annual purchase=10000, Purchase year=2023, Years=5 → $10,000, 5, 6.88%, $61,530, $50,000

How to use

Buy a new I-bond each year up to the annual limit; the calculator sums each bond’s growth to the end of the ladder.

FAQ

What is the annual limit?

$10,000 per person per year electronically, plus up to $5,000 more with a tax refund.

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